Buying, selling or investing in Florida? I guide you from the first conversation to closing day, with clear numbers and honest advice.
From your first home to your next upgrade. We shortlist neighborhoods, tour the right homes and negotiate the best terms.
A pricing strategy based on real comparable sales, strong presentation and a plan to get you to closing.
Long-term rentals and vacation homes, with the costs, rent and cash flow on the table before you buy.
Moving to Florida or buying from a builder? I represent you, not the builder, from contract to walkthrough.
Sunshine, no state income tax and protections for homeowners. Here is what makes Florida different.
Book a free consultationFlorida does not tax personal income at the state level, which leaves more in your pocket than in most states.
If the home is your primary residence, the homestead exemption can reduce its taxable value by up to $50,000.
Once homesteaded, the assessed value of your home can rise no more than 3% a year under the Save Our Homes cap.
Florida has been one of the fastest growing states in the country, with new residents and visitors arriving every year.
Beaches, golf, boating and outdoor living twelve months a year, for you or for the people who rent from you.
Your goals, timeline and budget. We define the plan before looking at any property.
A curated shortlist of homes and neighborhoods, with tours in person or by video.
A strong offer backed by market data, plus inspections, appraisal and financing on track.
I stay with you through closing day and after, with trusted lenders, inspectors and contractors.
Kardosh Realty · Florida
Giovanna Guerrero helps buyers, sellers and investors make confident moves in the Florida market. Every client starts with a conversation about goals, timeline and budget, and only then comes the search.
You get clear numbers, fast answers and a straight opinion, even when the answer is to wait.
Follow on InstagramHomeowners and flood insurance vary a lot by age of the roof, location and flood zone. We check quotes before you commit.
Property taxes, HOA or condo fees and maintenance belong in the budget from day one, not after closing.
Four-point, wind mitigation and a full home inspection protect you and can lower your insurance premium.
For condos, the association's reserves, assessments and rental rules matter as much as the unit itself.
Yes. A pre-approval tells you exactly what you can afford and makes your offer much stronger. I can connect you with trusted lenders.
It depends on the loan. Some programs allow as little as 3% to 3.5% down, while investment properties usually need more. We review the options for your case.
Buyers typically pay a few percent of the price in lender fees, title, prepaid taxes and insurance. You get an estimate before making an offer.
With financing, usually 30 to 45 days after the offer is accepted. Cash purchases can close faster.
With a comparative market analysis based on recent sales nearby, adjusted for condition and upgrades. You see the data behind the number.
Yes. Foreign buyers can purchase property in Florida, and much of the process can be done remotely.
Before touring homes we sign a simple written buyer agreement that explains my services and compensation. I walk you through it on our first call.
A straightforward conversation, by phone or video, with no pressure. If it is not the right time, I will tell you.